Money receipt format with «received with thanks»

Reviewed in November 2026

A money receipt is the short slip Indian businesses hand over when they receive money. It says «Received with thanks from» the payer. Then it gives the rupees in words and the mode. The format below opens in INR and writes the words for you, including lakh and crore.

Money receipt

The sum of

INR 1,500.00

(rupees one thousand five hundred only)

Signature (optional)
Draw your signature with your finger or mouse

Your file never leaves your device.

What it includes

  • Business name and address
  • Receipt number
  • Date
  • Received with thanks from
  • Sum of rupees in words
  • Mode of payment and details
  • On account of
  • Amount in figures
  • Signature

Money receipt: full text

MONEY RECEIPT

[Business name]
[Address] · [Phone] · PAN: [optional]

Receipt No. [MR-0001]    Date: [06-11-2026]

Received with thanks from [Payer name]
the sum of Rupees [amount in words] only
by [Cash / Cheque / DD / UPI / NEFT] [cheque or DD no., date and bank, or UPI or UTR reference]
on account of [purpose, for example November coaching fee].

₹ [amount in figures]

Cheques subject to realisation.

Signature: ______________________
For [Business name]

The classic layout

The money receipt grew out of printed receipt books in Indian shops and offices. The layout has barely changed.

  • Business name and address across the top.
  • Receipt number and date on the right.
  • «Received with thanks from» and the payer's name.
  • «The sum of Rupees» and the amount in words, ending with «only».
  • «By cash / cheque / UPI» with the details.
  • «On account of» and the purpose.
  • A box with ₹ and the figure, and the signature beside it.

Keep this order. Payers and accountants read it without thinking because they have seen it for years.

Cheque, demand draft and UPI details

ModeWhat to write on the receipt
CashOnly the word «cash»
ChequeCheque no., date and drawee bank, subject to realisation
Demand draftDD no., date and issuing bank
UPIUPI reference number
NEFT or IMPSUTR number and date

Add «subject to realisation» for any cheque. The receipt then stands only once the cheque clears.

Amount in words, Indian style

Indian receipts use lakh and crore, not hundred thousand and million. The generator follows that system in INR.

FigureIn words
₹2,500Rupees two thousand five hundred only
₹75,000Rupees seventy-five thousand only
₹1,25,000Rupees one lakh twenty-five thousand only
₹12,40,500Rupees twelve lakh forty thousand five hundred only

The word «only» at the end closes the line. Nobody can add a figure after it.

Who uses a money receipt

  • Coaching centres and tuition teachers collecting monthly fees.
  • Travel agents taking a booking amount for a tour.
  • Trusts and associations collecting membership fees.
  • Contractors receiving a stage payment on site.
  • Families lending or returning money between relatives.

A money receipt fits any of these. The purpose line is what changes.

Money receipt in Nigeria and Kenya

The same receipt works in naira or shillings. Change the currency at the top of the generator.

For a bank or mobile money transfer, copy the transaction ID into the reference. That ID is what the payer will quote in a dispute.

Mistakes on money receipts

  • Figures and words that do not match. The words usually win in a dispute.
  • No «only» after the words. It leaves room to add an amount.
  • Cheque details missing. The receipt then cannot be tied to the bank entry.
  • Purpose left blank. Write the month, the course or the booking.
  • No stamp or signature. Sign it and add the business seal if you use one.

A filled example

A coaching centre in Pune collects the November fee from a parent by cheque. This is how the receipt reads.

LineWhat is written
Receipt no.MR-0418
Date06-11-2026
Received with thanks fromMr. Suresh Kulkarni
The sum of RupeesFour thousand five hundred only
ByCheque no. 228190 dated 05-11-2026, Bank of Maharashtra
On account ofTuition fee for November, Class 10, Aarav Kulkarni
₹4,500

The line «Cheques subject to realisation» sits under the amount. The signature and seal go on the right.

Hand receipt for money given in person

A hand receipt records money passed from one person to another. The two often know each other. Families and small partners use it for loans and returns.

  • Name the giver and the receiver in full.
  • State whether it is a loan, a gift or a repayment.
  • Write the date by which a loan will be returned.
  • Ask a witness to sign when the amount is large.

Each side keeps one copy. A photo on WhatsApp also works as the second copy.

Remittance receipts

A sender sometimes wants a receipt from the relative who got the money. That is a receipt of remittance.

Write the sender, the amount received and the transfer reference. Add the city where the money was collected.

Money receipt for a booking amount

Travel agents and banquet halls take a booking amount weeks before the event. The money receipt should say what the booking covers.

  • Name the tour, the hall or the event date.
  • Write the total package price beside the booking amount.
  • State the balance and the date it falls due.
  • Add the cancellation terms in one short line.

The advance payment receipt page covers bookings and token money in more detail. Use it when the deal has several stages.

Keep a register of money receipts

A register is a single sheet with one line per receipt. Each line lists the number and date. It also lists the payer, amount and mode.

At month end the register total should match your cash count and bank credits. Any gap points to a missing receipt.

Downloaded receipts carry their number in the file name. Building the register then takes minutes.

From money receipts to automatic reminders

Fees and instalments come back every month. Makatea sends the WhatsApp reminder in your business name before each due date.

Each payment you mark in Makatea updates the student or customer balance. The first 14 days cost nothing.

Free on Makatea: proforma invoice template · promissory note template · free receipt template · free invoice generator

Frequently asked questions

What is a money receipt?

It is a slip that confirms money was received. It names the payer, the rupees in words and the mode.

Why write «subject to realisation» for a cheque?

Because a cheque can bounce. The receipt then counts only after the bank clears it.

Does the generator write lakh and crore?

Yes. In INR the words follow the Indian system with lakh and crore.

Is a money receipt a GST invoice?

No. It confirms a payment. A GST invoice follows its own rules and fields.

Can I add my business seal?

Yes. Upload your logo or seal and it appears on every receipt.

Can I use it for money lent to a relative?

Yes. Write «loan» or «repayment» in the purpose and keep a copy each.

Your recurring collections on autopilot

Makatea sends the reminders over WhatsApp and email, records every payment and tells you who to follow up with first.

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